Distant neighbors, old friends, or long-lost relatives who suddenly come to visit with a friendly face. They speak kindly, politely, and praise our achievements and past. It sounds pleasant, doesn't it? Well, don't be fooled. They might be coming to ask for a loan or money from you. As the saying goes, "life becomes more challenging with debt." Is that really true? Does having a lot of debt make life more exciting and meaningful? Let's find out in a brief explanation on blogbiasa.com.
The ins and outs of a debtor's behavior in daily life
In everyday life in the modern era like today, money is a necessity for everyone. Without money, life becomes difficult. It becomes impossible to meet basic needs such as food, drink, or even finding a place to shelter. In big cities in this modern era, everything requires money. It's not surprising that many people work hard to earn money. For example, when someone borrows money out of necessity to meet daily needs or for business capital, it seems reasonable. What's unreasonable is when someone has a habit of borrowing money. Living beyond their means, turning borrowing into a habit. Due to pride, to fulfill desires and contemporary ambitions, they are willing to borrow heavily from lenders for online shopping, etc. People like this have no guilt in their lives.
If they borrow from acquaintances, relatives, and close friends, they will use various tactics. Sweet words, tears, and other dramatic acts. But when the debt is due, time passes, they are reluctant to pay. When reminded, they become aggressive and irrationally angry.
People who borrow money become aggressive when asked for repayment. With various excuses, they delay payment. They are willing to hide and procrastinate in paying off their debts. Hoping that the person they owe will forget about the debt. Yes, that's the situation for most of our society. Keep borrowing, keep running, and when reminded, they become aggressive and make unclear excuses. They claim to have no money, but they constantly post about vacations and online shopping on social media.
If a list were to be made, it would include the following behaviors of debtors in our country:
- Borrowing not for basic needs, but for frivolous spending.
- Borrowing not out of necessity, but to fulfill temporary desires.
- Having a habit of borrowing without feeling guilty.
- Lying, good at acting, speaking sweetly and pitifully.
- Two-faced, good at twisting facts.
- The borrower is more aggressive than the lender.
- Unwilling to repay debts, constantly procrastinating in hopes that the lender will forget about it.
- Digging a hole, trapped in interest. Continuously borrowing from others/banks.
- Continuously borrowing, but remaining unemployed.
So, have the behaviors of debtors listed above been confirmed? Most likely, yes, 80% of it is true. People who have a habit of borrowing indeed face many challenges.
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